TD concerns three individual credit cards that earn TD Rewards Points, which recently had a number of enhancements included.
This time around, there’s an offer for approximately 85,000 TD Rewards points † available on the TD First Class Travel ® Visa Infinite * Card, which now comes with four complimentary lounge check outs and a broader variety of categories with improved earning rates. †
Meanwhile, the deals on the TD Platinum Travel Visa * Card and the TD Rewards Visa * Card stay unchanged; nevertheless, both cards have actually boosted classification making rates compared to previously this year.
If you’re eligible, make certain to give these deals a great look if you want to boost your TD Benefits balance for travel throughout the summer season and beyond.
TD First Class Travel ® Visa Infinite * Card: As Much As 85,000 TD Rewards Points †
The current welcome benefit on the TD First Class Travel ® Visa Infinite * Card is for up to 85,000 TD Benefits Points. †
To make the full welcome reward, you’ll have to fulfill the following conditions:
- Make 20,000 TD Benefits Points † upon making your very first purchase †
- Earn an additional 65,000 TD Benefits Points † upon investing $5,000 in the very first 180 days of account opening †
If you spread out the costs over the course of six months, it exercises to be around $833 monthly. This should be a reasonable quantity for numerous families, and you can enhance your balance further by targeting spending in a category with a perk.
85,000 TD Benefits Points is worth as much as $425 when you redeem points through Expedia ® for TD at a rate of 0.5 cents per point. †
As a tip, the classification earning rates on this card are as follows:
- 8 TD Benefits Points † per dollar spent on eligible Expedia ® for TD purchases †
- 6 TD Rewards Points † per dollar spent on eligible groceries, dining, and public transit purchases †
- 4 TD Benefits Points † per dollar invested in eligible routinely repeating bill payments set up on your account, streaming, digital gaming, and media †
- 2 TD Benefits Points † per dollar spent on all other eligible purchases †
Utilizing our valuation of TD Benefits Points of 0.5 cents per point, you’re looking at a reliable return of 2– 4% on your spending.
It’s worth keeping in mind that there’s a $25,000 yearly cap for the total quantity invested in groceries, dining, and public transit services, in addition to repeating expense payments, streaming, digital gaming, and media. Once you have actually reached that threshold, the making rate drops down to the base rate of 2 TD Benefits Points † per dollar invested. †
A few of the card’s other functions consist of the following:
- 10% anniversary bonus † of TD Rewards Points earned over the past 12 months, up to 10,000 points †
- Four complimentary lounge sees each year through the Visa Airport Buddy Program, powered by DragonPass †
- $100 yearly TD Travel Credit † upon investing $500 (CAD) on lodging costs reserved with Expedia ® for TD †
- Strong insurance protection †
Luckily, with this offer, you’ll also take pleasure in an annual fee rebate for the very first year, † which indicates you can evaluate drive the card without any out-of-pocket costs in year one.
If you wish to keep the costs down year-after-after, think about a TD Unlimited or Extensive chequing account, which will waive the yearly charge on one TD credit card of your choice, including the TD First Class Travel ® Visa Infinite * Card, on a continuous basis. †
Otherwise, the annual cost for this card is $139, beginning in year 2, since it’s rebated for the first year with this deal. †
Supplementary cards cost $50 apiece †, and the existing first-year annual charge rebate likewise uses to the very first supplementary cardholder. †
The TD First Class Travel ® Visa Infinite † Card needs either $60,000 in yearly individual earnings, or $100,000 in yearly household income, to certify.
Deal effective since June 4, 2025.
TD First Class Travel ® Visa Infinite * Card
- Earn 20,000 TD Benefits Points upon making your very first purchase †
- Earn 65,000 TD Benefits Points upon investing $5,000 within 180 days of account opening †
- Plus, make a Birthday Benefit of up to 10,000 TD Benefits Points †
- Plus, make 8x TD Benefits Points † on qualified travel purchases when you book through Expedia ® for TD †
- Get a yearly TD Travel Credit † of $100 when you book through Expedia ® for TD †
- Use your benefits for any travel reservations available on Expedia ® for TD †
- 4 complimentary lounge check outs through the Visa Airport Buddy Program †
- Minimum earnings: $60,000 personal or $100,000 household
- Annual cost: $139, rebated for the very first year †
- Application must be authorized on or after June 4, 2025 to receive this offer
TD Platinum Travel Visa * Card: Up to 50,000 TD Rewards Points †
The welcome bonus offer on the TD Platinum Travel Visa * Card remains unchanged, providing 50,000 TD Rewards Points † with a first-year annual fee rebate.
The breakdown of the welcome reward is as follows:
- Earn 15,000 TD Benefits Points † upon making your first purchase †
- Make an additional 35,000 TD Benefits Points † upon spending $1,000 in the first 90 days †
Aside from the welcome perk, you’ll delight in the following earning rates with the TD Platinum Travel Visa * Card: †
- 6 TD Benefits Points † per dollar spent on qualified Expedia ® for TD purchases †
- 4.5 TD Benefits Points † per dollar invested in eligible grocery, dining, and public transit purchases †
- 3 TD Rewards Points † per dollar invested in qualified regularly recurring costs payments established on your account, streaming, digital gaming, and media †
- 1.5 TD Benefits Points † per dollar invested in all other eligible purchases †
As you can see, the earning rates are an action down from those on the TD First Class Travel ® Visa Infinite * Card; however, if you don’t get approved for the higher-tier card, then you can still get a solid return on costs in any of the increased classifications.
There’s a $15,000 annual cap for the total quantity invested in groceries, dining, and public transit, as well as recurring costs payments, streaming, digital gaming, and media †, before your rewards on investing drop to the baseline earning rate.
The annual charge is $89, which is rebated for the very first year under this offer, and it can be quickly waived in subsequent years with a qualified savings account. †
There’s no minimum income requirement to request this card.
TD Platinum Travel Visa * Card
- Earn 15,000 TD Rewards Points upon first purchase †
- Earn 35,000 TD Rewards Points upon investing $1,000 in the very first 90 days †
- Plus, earn 6x TD Rewards Points † on eligible travel purchases when you book through Expedia ® for TD †
- Earn 4.5 x TD Benefits Points † on qualified grocery, dining, and public transit purchases †
- Use your benefits for any travel bookings offered on Expedia ® for TD †
- No minimum income requirement
- Annual cost: $89, rebated in the first year †
TD Benefits Visa * Card: 15,152 TD Rewards Points †
The TD Rewards Visa * Card is TD’s entry-level offering, and includes no yearly cost.
The welcome bonus remans the same from in the past, and you’ll earn 15,152 TD Benefits points. † All you need to do is invest $500 within 90 days of account opening to optimize the offer. †
For a charge card without any yearly charge, the earning rates are quite competitive, and are structured as follows:
- 4 TD Rewards Points † per dollar invested in qualified Expedia ® for TD purchases †
- 3 TD Benefits Points † per dollar spent on eligible grocery, dining, and public transit purchases †
- 2 TD Benefits Points † per dollar invested in eligible routinely recurring bills established on your account, streaming, digital gaming, and media †
- 1 TD Rewards Point † per dollar invested in all other eligible purchases †
There’s a $5,000 yearly cap for the overall quantity invested in groceries, dining, and public transit purchases, as well as repeating costs payments, streaming, digital video gaming, and media before the rewards on investing drop to the base rate. †
This is certainly one of the more competitive choices among Canada’s best no-fee credit cards.
There’s no minimum income requirement for this card.
- Earn 15,152 TD Benefits Points when you spend $500 within 90 days of Account opening+†
- Plus, make 4x TD Rewards Points † on qualified travel purchases when you book through Expedia ® for TD †
- Utilize your rewards for any travel reservations readily available on Expedia ® for TD †
- Yearly cost: $0
- Application must be authorized on or after January 7, 2025 to get this deal
Conclusion
TD regularly uses competitive welcome perks throughout its suites of credit cards, and the current lineup continues to provide strong opportunities to increase your TD Rewards Points balance.
TD Benefits Points are a fantastic points currency to use for aspects of travel, such as independent hotels, cruises, and holiday bundles, that are otherwise challenging to book with points.
† Conditions apply. The Toronto-Dominion Bank (TD) is not accountable for the contents of this site including any editorials or evaluations that might appear on this site. For complete and current information on any TD item, please click the Apply Now button.