Time flies … it’s currently 2025! The year I understood my preferred Kpop group BTS would finally be released from the military. I have actually been conserving up for their big resurgence, planning whatever from my small trips down to my several entry visa. However what I didn’t expect? All the solo projects keeping us captivated while we wait for OT7 … andASTRO revealing another performance?! My first-ever preferred Kpop group returning on phase?? Let’s simply state my fangirl heart (and wallet) was not prepared.
Here’s how I(a functioning grownup who also takes place to fangirl aggressively) handle to conserve responsibly andstill say yes to those “I need to be there” moments.1.
Set a target– and make it real
It starts with a number. Is it PHP25,000 for a quick out-of-town getaway? PHP100,000 for a Korea trip with show tickets? Write it down. Break it into month-to-month goals. I like utilizing budgeting apps (or even just Notes on my phone) to track how close I am to my “see-you-soon-Seoul” fund.
2. Save first, invest after(yes
, even for matcha) The technique is to deal with savings like a non-negotiable. As soon as sweldo can be found in, I move my set amount to a separate account or wallet. Reward: I avoid spontaneous purchases that chip away at the dream trip.3.
Expect the unexpected
Due to the fact that the universe is wild, and just when you believe you’re on track …
BOOM. Seat sale. Limited-edition merch. Performance tickets go live. Airbnbs getting scheduled quickly. Or worse– your concert date falls right before payday.
4. This is where Maya Easy Credit is available in Even if you have actually saved up like a champ, timing is everything. I have actually had minutes where the discount I have actually been eyeing would end days beforeI make money. That’s when I turned to Maya Easy Credit– and it saved me from missing out.
With Maya Easy Credit, I got immediate access to a revolving credit line of up to PHP 30,000, right inside my Maya app. No requirement for lines or piles of paperwork. And the best part? I could repay on my own terms– and even borrow once again if I needed to.I used it to lock in my flight while the seat sale was still live, and book accommodations while they were still affordable. All without touching the cash I ‘d currently saved for on-ground expenses.Get immediate gain access to
to a revolving credit line of approximately PHP 30,000 right inside your Maya app:
With Maya Easy Credit, no requirement for lines or stacks of paperwork! You can get immediate approval through the app:
Just input required information: Pick your preferred billing end date: Enjoy low service fees and the benefit of automated payments: So yes– you save, but Maya gives you that buffer when the timing does not line up. It’s not about spending hugely, it’s about making wise, versatile options when it matters.5. Be a mindful spender, even when you’re excited Do not obtain just to splurge. Borrow because you planned for it, and you require to move now(particularly when it’s something time-sensitive, like tickets or travel deals). Maya Easy Credit just provides you that breathing room.Final Ideas Saving is still the MVP, but having backup through something like Maya Easy Creditlets youget those unbelievable minutes
without ruining your spending plan. It becomes part of adulting smart– plan ahead, save frequently, andhave flexible tools when you need them.Received PHP 10,000 revolving credit, which I used to pay for my performance ticket: So yes, I took a trip to Seoul this FESTA season.
And yes, I saved for it. But I also had Maya to back me up when I needed
to move quickly. Download the Maya app, update your account, and check out Maya Easy Credit– you never know when your”YES!” moment might
show up.