Aeroplan has actually formally introduced its Pay With Points feature, broadening redemption possibilities for TD and CIBC Aeroplan co-branded credit cardholders. This suggests you can now redeem points for more than just flights.
At first introduced as a limited-time pilot program, the feature proved popular enough to become an irreversible addition to Aeroplan’s redemption choices.
It’s now accessible to all main cardholders of TD and CIBC Aeroplan co-branded charge card.
In this program, eligible cardholders can balance out daily purchases like dining, groceries, pharmacy products, entertainment, and select online retail items with Aeroplan points, bringing an added layer of versatility to their points usage.
How Does Aeroplan’s Pay With Points Feature Work?
The objective of this new feature is to allow qualified cardholders to extend their redemption alternatives beyond the choices that were currently offered, like flights, HotelSavers, Air Canada Vacations, Aeroplan eStore, and more.
To begin with the Aeroplan Pay With Points feature, check in to your Aeroplan account and register your eligible Aeroplan Visa co-branded charge card on the dedicated landing page.
Eligible cards include: When signed up, any qualifying classification purchases in the quantity of$25– 250(all figures in CAD )are eligible to be offset by redeeming your Aeroplan points as
long as you have a sufficient points balance to cover the full purchase rate. While the specific merchants that fall under the “choose online retailers”classification have not been openly divulged, examples include Amazon.ca and Costco.ca, and we will upgrade this post as more information appears.
Qualified transactions will appear on the Pay With Points website, showing the variety of points required to cover the expense. You’ll have 24 hr from the time of purchase to redeem.
If you don’t act within that window, the redemption option disappears. Alternatively, you can opt-in for text message notifications. With this function, you’ll get a text after an eligible transaction, giving you the choice to redeem points for the purchase by simply responding to the message. The text will consist of information such as the purchase quantity, merchant, and the points required to cover it. Each redemption’s worth may vary, and you
‘ll have 24 hours to decide whether to redeem points for the deal.< img src=" https://princeoftravel.com/wp-content/uploads/2025/09/pwp-text.jpeg"alt="pay with points text alert" width="638"height=" 507"/ > Once you have actually chosen to
redeem your points, it can not be reversed. If you return a purchase that was spent for utilizing the Pay With Points feature, you will not get a refund of points or cash in the standard sense; instead, you’ll simply retain the declaration credit that was originally credited to your account in relation to the Pay With Points redemption. Also, you will not make Aeroplan points
on purchases for which you’ve elected to redeem points, and the statement credit for these redemptions may take up to thirty days to publish to your account. If you wish to add or remove a card from your
account, you can do so quickly on the website, and you can register several eligible cards if you have them. Is Pay With Points a Bargain? When it comes
to worth, Aeroplan’s Pay With Points feature does not openly show its redemption rate. However, based on our transactions, we estimate the worth to be around 0.9 cents per point, rounded down to the nearby hundred.$25.00 purchases at Shoppers Drug Mart and Amazon.ca required 2,700 points each.Calculation:$ 25 ÷ 0.9 cents per
- point x 100=2,778 points, rounded down to 2,700 points.$77.63 purchase at Loblaws required 8,600 points Estimation:$ 77.63 ÷ 0.9 cents per point x 100 =8,626 points, rounded down to 8,600 points$35.10 purchase at Thai Express needed 3,900 points Computation: $35.13 ÷ 0.9 cents per point x 100 = 3,900 points, no rounding required. While these redemptions provide a hassle-free way to use points
on daily purchases, Aeroplan points are usually most important when used for flight redemptions. We value Aeroplan points at 2.1 cents per point, so for those seeking to maximize point value, flight redemptions remain the best choice.
Redeeming Aeroplan points for flights tends to be the most valuable redemption option.
On the other hand, Pay With Points is a great choice to have, providing an easy way to offset common expenses, and making the points more flexible.
For example, you may redeem indicate cover a grocery costs, which might be beneficial if you do not have any upcoming itinerary or if you’re seeking to stretch your spending plan.
This included versatility mirrors the concept presented in the United States with the Chase Aeroplan Card, where cardholders can “Pay Yourself Back” at a set rate of 1.25 cents per point (USD) for travel costs.
We hope Aeroplan considers matching this repaired rate value in Canada, or perhaps increasing the qualified purchase limitation, as grocery costs frequently surpass $250 for households in today’s economy.
Eventually, it’s worth considering all offered redemption choices to find the best value for your points and to choose the approach that best suits your requirements.
Conclusion
Aeroplan’s Pay With Points feature offers qualified cardholders the flexibility to redeem points in a variety of new categories, making Aeroplan points more flexible than ever.
While flight redemptions remain the very best way to make the most of the worth of your Aeroplan points, the Pay With Points function is a welcome addition for those who focus on versatility.
Whether you’re covering a night out or stockpiling on fundamentals, this feature permits more methods to enjoy the benefits of being an Aeroplan Visa co-branded credit cardholder.
If you’re not yet an Aeroplan co-branded credit cardholder, now might be a fun time to consider getting a card such as the TD ® Aeroplan ® Visa Infinite * Card and checking out all the ways that Aeroplan points can improve your travel and everyday purchases alike.
on daily purchases, Aeroplan points are usually most important when used for flight redemptions. We value Aeroplan points at 2.1 cents per point, so for those seeking to maximize point value, flight redemptions remain the best choice.
Redeeming Aeroplan points for flights tends to be the most valuable redemption option.
On the other hand, Pay With Points is a great choice to have, providing an easy way to offset common expenses, and making the points more flexible.
For example, you may redeem indicate cover a grocery costs, which might be beneficial if you do not have any upcoming itinerary or if you’re seeking to stretch your spending plan.
This included versatility mirrors the concept presented in the United States with the Chase Aeroplan Card, where cardholders can “Pay Yourself Back” at a set rate of 1.25 cents per point (USD) for travel costs.
We hope Aeroplan considers matching this repaired rate value in Canada, or perhaps increasing the qualified purchase limitation, as grocery costs frequently surpass $250 for households in today’s economy.
Eventually, it’s worth considering all offered redemption choices to find the best value for your points and to choose the approach that best suits your requirements.
Conclusion
Aeroplan’s Pay With Points feature offers qualified cardholders the flexibility to redeem points in a variety of new categories, making Aeroplan points more flexible than ever.
While flight redemptions remain the very best way to make the most of the worth of your Aeroplan points, the Pay With Points function is a welcome addition for those who focus on versatility.
Whether you’re covering a night out or stockpiling on fundamentals, this feature permits more methods to enjoy the benefits of being an Aeroplan Visa co-branded credit cardholder.
If you’re not yet an Aeroplan co-branded credit cardholder, now might be a fun time to consider getting a card such as the TD ® Aeroplan ® Visa Infinite * Card and checking out all the ways that Aeroplan points can improve your travel and everyday purchases alike.